Protecting Consumer Credit
Get the Credit You Deserve
Every consumer deserves access to some form of credit.
The American Financial Services Association represents member companies that offer a variety of consumer credit products, including personal or “small dollar” loans and vehicle financing.
These types of financial companies have been around for more than a century, and serve all consumers – those with good credit, as well as those with imperfect credit – because all consumers deserve responsible alternatives to gray- or black-market loans, or so-called payday lenders that offer short-term cash with triple-digit interest rates and strings attached.
Consumer credit lenders are regulated and subject to ongoing, rigorous state examinations. They are compliant with all governmental regulations and standards at the local, state, and federal levels.
Empowering Your Finances
Understanding the consumer credit products available to you helps you make the most informed decisions for you and your household and to take control of your financial future.
A better understanding of the fundamentals of personal finance will help you prepare for unexpected expenses or to purchase a new or used vehicle.
Case for Credit’s quick and easy modules on financial services, credit and your credit score, budgeting for borrowing, and vehicle financing are based on the renowned MoneySKILL financial literacy program taught in schools across the country. Click through and take control of your financial future.
Buying a vehicle is one of the most important financial commitments consumers make. The AWARE site gives you the lowdown on what you need to consider when selecting a vehicle, arranging financing and what to expect at the dealer.
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